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The formula

Solvents

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Where a surfactant lifts soil off a surface, a solvent dissolves it, and the two together do things neither does alone.

What a solvent adds

Dissolving power for soils water cannot touch: inks, adhesives, waxes, heavy grease.

Faster evaporation, which is what makes a glass cleaner streak-free.

Coupling, holding a formula together when oil-loving and water-loving components would otherwise separate.

The usual ones

Ethanol and isopropanol, for glass and fast-drying products. Flammable.

Glycol ethers, the workhorse of heavy-duty degreasers: strong, water-miscible, and the family with the most varied toxicology, so the specific one matters.

d-Limonene and other terpenes, which smell of citrus, degrease well, and are aggressive towards plastics and towards skin.

Glycols, as humectants and coupling agents, low volatility.

And methanol, which is worth naming because it carries a child-resistant packaging requirement at 4 percent or more.

Flammability is the constraint

Solvent content decides the flash point, and the flash point decides how the product is labeled, stored, insured and shipped.

A flammable liquid brings DOT requirements for transport, which reaches parcel shipping and can mean a product cannot go by air at all.

It also reaches your own workspace: quantity limits, ventilation, ignition sources and your insurer's view of what you do.

Which is why a high-solvent product is a different business from a water-based one even at the same sales volume.

What they do to the bottle

Solvents are the main cause of container failure in this category.

They swell and craze some plastics, permeate slowly through others, and attack trigger seals and dip tubes while leaving the bottle intact.

Terpenes in particular are hard on plastics and on the elastomers in a sprayer.

So a solvent decision is a packaging decision, and the compatibility test is not optional for a solvent-bearing formula.

References

Poison Prevention Packaging Act, 16 CFR 1700.14, Substances requiring special packaging. Thresholds relevant to household cleaners include sodium and/or potassium hydroxide at 2 percent or more in liquid (10 percent dry), methyl alcohol at 4 percent, sulfuric acid at 10 percent, turpentine at 10 percent, and nonemulsion liquid furniture polish with 10 percent or more petroleum distillates below 100 SUS. ecfr.gov
US Department of Transportation Hazardous Materials Regulations, 49 CFR Parts 171–180, which govern how corrosive and flammable products may be packaged and shipped. ecfr.gov
OSHA Hazard Communication Standard, 29 CFR 1910.1200, which requires a safety data sheet and GHS labeling for hazardous chemicals supplied for workplace use. osha.gov
Written from the federal regulation and agency guidance named on each page, not from a laboratory or a legal practice. Whether a particular product and a particular label make a cleaner or a pesticide is a determination about your product, and this is not that determination.