Fertilizer or pesticide
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The fertilizer side
Liquid fertilizer, granular fertilizer, plant food, hydroponic nutrient and soil amendment. These supply nutrients, and they are regulated mainly by the states through registration, a guaranteed analysis and tonnage reporting.
The pesticide side
Pesticide, herbicide, fungicide and rooting hormone. These control something or regulate growth, and they are federally registered with an approved label.
The trap is the combination product
A feed-and-weed, a fertilizer with a fungicide in it, or a plant food that claims to deter insects. Adding a control claim to a fertilizer moves it into the pesticide regime entirely.
And the claim can be implicit
A plant food whose packaging shows it driving aphids away has made a pesticidal claim whether or not the word appears. This is the same intended-use logic that decides cosmetic from drug.
Rooting hormone is a pesticide
A plant growth regulator falls inside the statutory definition. It is one of the smallest products in this category and it carries the full registration and labeling apparatus.
Which side has the harder packaging problem
The pesticide side, by a long way: the container standard, the possible child resistant closure and a label with nine prescribed elements. A straight fertilizer has a guaranteed analysis and a bag or a jug.
Decide it before you write a word of copy
Because the copy is what decides it. A careful formulator can produce a fertilizer and a careless marketer can turn it into an unregistered pesticide with one sentence on a web page.
Some claims sound like feeding and are not
"Builds resistance to disease", "protects against root rot", "keeps pests away naturally". Each describes controlling an organism rather than supplying a nutrient, and each is a pesticidal claim in ordinary language.
The penalty falls on the unregistered product
An unregistered pesticide is not a fertilizer with a compliance gap; it is a product that may not be distributed or sold. That asymmetry is why the classification is worth settling in writing before launch rather than arguing afterwards.