Is this for you at all
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The formulation is not the hard part
A car wash soap, an interior cleaner or a tire dressing is a surfactant or silicone formulation with no filed process, no kill step and no panel of testers. The barrier to a first product is low, which is why this category is full of small brands.
The rule that catches people is about solvents
Federal VOC limits apply to consumer products by category, and they are about the volatile organic content rather than the cleaning performance. A maker reaching for a solvent because it works has made a regulatory decision without noticing.
And the limit is applied to the diluted product
If the label says to dilute it, the limit applies after the minimum recommended dilution. That means the instruction you print is part of the compliance calculation, which is unlike anything else in this library.
Claims can still move you
A product claiming to kill germs on a surface is an antimicrobial pesticide and lands with the EPA on a different basis entirely. An interior cleaner is a very natural place for somebody to add that claim.
And it is a chemical product for safety purposes
Solvent-bearing products carry hazard communication duties and a safety data sheet travels with them. That is a modest obligation and it is one cosmetic makers moving into this category have not met before.
Who it suits
Somebody comfortable formulating to a constraint rather than to a performance target alone, and willing to write the dilution instruction carefully because it is doing regulatory work.
It is a crowded market and that cuts both ways
Enthusiast buyers are unusually well informed, read ingredient lists and argue about them in public, so a product that overstates itself gets found out quickly. The same audience rewards a maker who explains what the dilution is for and why a particular bottle was chosen, which is a cheaper advantage than reformulating.